Loan Options

Below are various lenders from which WCC students may secure a loan.

If students can qualify on their own for a loan, they will not need a co-signer, but having a co-signer could give them a better interest rate. If they cannot qualify for a loan on their own, they must find a co-signer. If students are unable to qualify for a loan even with a co-signer, please contact the Financial Aid Office.

The lender will disburse the loan at the beginning of each semester. Interest begins to accrue as soon as the loan is disbursed.

Elm Select allows borrowers to compare lenders at a glance. This includes interest rate, fixed and variable interest, etc.

Go to ELM Select

Advantage Education Loans

Brazos Higher Education Loans (for Texas residents only)

Citizens Bank Student Loans

ISL Education Lending

Notre Dame Federal Credit Union


Discover Student Loans

Discover Student Loans ceased operations in February, 2024 so we are no longer able to offer loans through them.

Compare the Total Cost of These Loan Options

This loan calculator is a simple tool to compare the total cost of your loan over the loan term.

  1. Visit Tuition U.
  2. Select the “Students” drop down menu and click “Paying for College”.
  3. Scroll down to the Student Loan Repayment Calculator and click “Take Me There”.
  4. Fill in the loan amount, interest rate, loan term, and years until graduation. The calculator will display the estimated monthly payment, total interest, plus principal, and total payments.
  5. Click on the “Pay Interest While in College” button to see the savings of paying your interest monthly while in school compared to having it compound.